Morris & Reynolds and the world class retirement plan providers that we represent offer a full range of bundled retirement plan services from design, implementation, employee education and ongoing testing and service. We represent the worlds large largest, leading, retirement plan providers, many of which have been in business over 100 years and offer all of the solutions your business and employees need to plan for the future.

As your trusted advisor, Morris & Reynolds can assist with all of your retirement plan needs for defined contribution plans such as 401(k) and 403(b) as well as non-qualified plans from the world’s leading plan providers.

Our Retirement plan services include:

  • Annual Testing & Compliance
  • Benefit Benchmarking
  • Compliance Testing & Assistance
  • Consulting
  • Day-to-Day Administration For Your Business & Employees
  • Employee Education & Enrollment
  • Fiduciary Evaluation & Risk Mitigation
  • Investment Monitoring & Management
  • Investment Selection
  • Plan Design & Enhancement
  • Plan Governance & Implementation
  • Plan Integration & Transition
  • Retirement Plan Governance

Morris & Reynolds focuses on achieving your goals as both an employer and Retirement Plan Sponsor as well as your employees’ retirement goals. As a Plan Sponsor our work for you is focused on your goals as well as the following key objectives:

  • Mitigate fiduciary risk through oversight and documentation of the retirement plan process.
  • Understand every aspect of your plan such as fees, documents, investments, and fiduciary obligations.
  • Educate & Enroll. Morris & Reynolds will develop on ongoing strategy to help maximize employee retirement savings via monitoring and analyzing fees and investment performance.
  • A trusted adviser who understands the complexities of the retirement plan market and who examines your specific needs before offering solutions.
  • A committed partner to manage the retirement plan process so you can focus on what you do best – successfully managing your company.

In addition to retirement plans, some of the benefits of our employee benefit related work for our clients include;


• Ancillary (Voluntary/Employee Paid)
• Benchmarking
• Benefits Administration
• Brokerage
• Cancer & Critical Illness
• Communications
• Compliance Consulting
• Consulting
• Dental Insurance
• Disability (Short & Long Term)
• Employee Assistance Plans (EAP)
• Health & Welfare Plans (Group)
• Health / Medical Insurance
• Healthcare Reform
• Hospital Indemnity
• Individual Health
• Life Insurance (Group)
• Payroll Deduction Auto & Home
• Pharmacy Consulting
• Plan Design
• Plan Management
• Pre-Paid Legal Plans
• Network Evaluation
• Retiree Health Care
• Retirement Plans (401k’s)
• Vision Insurance
• Wellness & Productivity


Morris & Reynolds represents and has access to the entire market of leading insurers. Many of our relationships with major insurers span decades and often find us in a leadership position as an advisor or agent Board member.


Your employee benefit’s goals and bottom line are our sole focus. The coverage and costs that we negotiate, in fact all we do, is focused on you and your employees. We are known as aggressive negotiators who have our clients’ best interest at heart. Always.

We also enjoy serving our clients in the most transparent manner possible and are happy to discuss and disclose our compensation and answer your questions about that important topic with you. Morris & Reynolds is a truly independent insurance agency and has been since 1950. Our focus is never on stockholders, stock prices or an insurance company preference but our client’s goals, dreams and desires. Always.


Let’s face it, insurance can be time consuming and frustrating. Dealing with providers and insurers is often an experience filled with ‘red tape’, delays and frustration. Whether you or your employees have a question about your coverage, a provider, a bill or a claim we are here to help every step of the way. Our Client Advocates are here at Morris & Reynolds everyday focused on assisting you and your employees with provider and claim concerns as well as the never ending ‘red tape’ involved with America’s medical ‘system’.


An apple a day really can keep the doctor away (along with exercise, an education on health and wellness). Morris & Reynolds is deeply proud of the work we do with many of our employee benefit clients to help make their employees happier, healthier and more productive both personally and professionally.


Your employees and their satisfaction with the benefits you offer to them is very important to your business and your peace of mind. At Morris & Reynolds Insurance we take your benefits, employees and peace of mind, to heart in all we do from the coverage that we structure, the insurers we suggest and the day to day service and care we provide to our clients and your employees. When you need us most, we will always be there.


At Morris & Reynolds Insurance our client’s receive the best of both worlds. We are well known for our ‘old fashioned’, reliable and responsive service that dates to the founding of our agency in 1950. We are also known for employing cutting edge technology and offering the latest in coverage innovations and ideas to serve our client’s ever evolving needs. Services such as The Protection Portal and Morris & Reynolds MyWave are just two examples of our forward thinking approach to service.


Our Client Service Underwriters, Client Advocates and Professional Agents are deeply committed to their profession and career-long learning. Our award winning TEAM of professional people, the finest people in employee benefits and insurance, is unique to Morris & Reynolds Insurance. In order to offer our client’s the very finest results possible we constantly seek improvement by way of training, performance measurement and process reviews.

Our corporate office is an approved and certified testing site for the prestigious Insurance Institute of America and their curriculum is part of our ongoing TEAM educational efforts. Morris & Reynolds Insurance is proud of the awards that TEAM members have received from a variety of industry associations and insurers, including the Florida Agent of the Year, The National Agent of the Year and The Customer Service Representative of the Year Honors to name a few.

Benefits Administration
Compliance Consulting
Dental Insurance
Health & Welfare Plans (Group)
Healthcare Reform
Individual Health
Life Insurance (Group)
Long Term Disability
Pharmacy Consulting
Plan Design
Plan Management
Provider Network Evaluation
Retiree Health Care
Retirement Plans
Short Term Disability
Vision Insurance
Voluntary Benefits
Wellness & Productivity

Trusted Insurance

"Savings & Service Has Been Our Policy Since 1950"
14821 South Dixie Highway, Miami, Florida 33176
P 305.238.1000 | F 305.255.9643

Independent agent