REPORTING A CLAIM	Claims CenterReporting A ClaimClaim Loss NoticesDirectly Reporting A ClaimLoss Control
When you need us most, we will always be there. Should you suffer a loss of any type or wish to discuss a claim or the possibility of a claim, we ask that you please call your Agent, Client Service Underwriter or Claims Manager as soon as possible and during our regular office hours. You can reach us and report a claim in one of the following ways:

1.	You can call us at 305.238.1000 Monday through Friday from 8:30 AM to 5:00 PM.
2.	You can facsimile our office at 305.255.9643 every day of the year, 24 hours a day.
3.	You can reach each employee TEAM member via the internet at morrisandreynolds.com.
4.	You can visit or mail our office at 14821 South Dixie Highway, Miami, Florida 33176 Monday through Friday from 8:30 AM to 5:00 PM or by appointment.

PERSONAL (AUTO, HOME, WIND, FLOOD) PROTECTION

Our Personal Protection insurance clients are encouraged to report their claims directly either to our office in one of the manners noted below or directly to your insurance company. Should you wish to report a claim directly to us, have a specific claim related question or need an update on a claim that you have already reported please feel free to contact your Client Service Underwriter or Agent. To report a claim you can reach us in any of the ways noted above. Additionally, you can report your claim directly to many of the insurers we represent by phone or internet. Please see the section that follows entitled Directly Reporting A Claim To Your Insurer 24x7x365 for a listing of our more popular insurers and ways to contact them with a claim.

COMMERCIAL (BUSINESS) CLAIMS

Our Commercial Insurance clients are encouraged to report their claims directly either to our office in one of the manners noted above or directly to your insurance company. Should you wish to report a claim directly to us, have a specific claim question or need an update on a claim that you have already reported please feel free to contact our Commercial Claims Manager, Linda Leonard, at 305.238.1000 extension 139 or via email at lindal@morrisandreynolds.com or please see the section that follows entitled Directly Reporting A Claim To Your Insurer.


FINANCIAL SERVICES & EMPLOYEE BENEFIT CLAIMS

Our Financial Services clients are encouraged to report their claims directly to the insurance company by allowing your medical provider to file your claim. Most health insurance claims, for example, begin by having the medical provider file a claim directly with the insurer based on pre-established procedures. Additionally, please contact our office directly at any time you have a claim related question, need help with a medical provider or need an update on a claim that you have already reported. Please feel free to contact our Financial & Benefits Claims Manager, Tina Infantolino, at 305.238.1000 extension 124 or via email at tina@morrisandreynolds.com or please see the section that follows entitled Directly Reporting A Claim To Your Insurer.