The Reynolds
family history in Florida worker’s compensation dates to when the
first law was created. In 1935, prior to opening Morris & Our work begins
with gaining a complete understanding of all aspects of our client’s
business as well as the job functions of each of its employees. We then
approach the entire market of insurers we represent and seek all viable
coverage options from Guaranteed Cost, Dividend, Retrospective Rating
to Self Insurance. Once coverage is written our service and solutions
accelerate as we offer and arrange Loss Control, Claims Management and
Auditing Services as well as a range of tools to assist you with the
evolution of your business.
all forms of Commercial Coverage
WORKERS
COMPENSATION COVERAGE, COSTS
& CONTROL
Reynolds Insurance, our founder, E.H. Reynolds, authored Florida’s
first worker’s compensation law. Although much of the original
law is in place to this day, the tools and techniques we employ to obtain
coverage as well as to manage costs for our clients have changed dramatically.
AUDIT
ADMINISTRATION & PREPARATION
EMPLOYEE
LEASING
1.
Conduct Premium
Audit Calculation
On-Site At Your Office or Ours1.
Availability
of Bundled & Un-Bundled Payroll & Leasing Related Services
2.
Organization
of Payroll and Related Data
in Preparation of Premium Audit2.
Evaluate Benefits,
Problem Areas and Costs of Employee Leasing Programs
3.
Review Final
Audit For Accuracy
3.
Implementation
of Payroll Processing and/or Employee Leasing Programs
COST
CONTROL & CONTAINMENT
OPERATIONAL
REVIEW & ADMINISTRATION
1.
Classification
Analysis & Consulting
1.
Analysis of Ownership
and Entities
2.
Confirm Unit
Statistical Card
Data2.
Analysis and
Management of Independent Contractor Exposure
3.
Coinsurance Options
Evaluation
3.
Employer Liability
Coverage Review
4.
Deductible Options
Evaluation
4.
Officer and Partner
Exclusion Election
5.
Drug Free Workplace
Plans
5.
Worker’s
Comp Coverage Details
6.
Experience Modification
Audits
7.
FCCPAP Credit
Application
RISK
& SAFETY MANAGEMENT
8.
Monitor Reserves
Until Claim Closure For Accuracy & Cost Reduction Opportunities
1. Conditional Hire Form
2. Interviewing Guidelines
3. Pre-employment Screening Testing
4. Safety Program Manual
5. Vehicle Maintenance & Use Policies
9.
Occupational
Claims Management &
On-Going Progress Reports
10.
Payroll and Claim
Reserve Verification
11.
Reserve Activities
& Accuracy Review
and Monitoring
12.
Safety Program
Plan Implementation
"Savings
& Service Has Been Our Policy Since 1950"
14821 South Dixie
Highway,
Miami, Florida 33176
P 305.238.1000 F 305.255.9643
E info@morrisandreynolds.com
I www.morrisandreynolds.com