Blog Archives by Tag

  • Supreme Court Rules on Obamacare Subsidies

    ‘established by the state’ U.S. SUPREME COURT RULES ON OBAMACARE SUBSIDIES!   Four words. That’s what the protracted litigation, that for the second time in three years, challenged a key part of the foundation of the Affordable Care Act’s constitutionality all the way to the U.S. Supreme Court is focused upon. Four words: ‘established by […]


  • Worker’s Over-Compensation?

    Worker’s Over-Compensation? In 1935 my grandfather wrote Florida’s first worker’s compensation law and ever since then my family has been deeply involved in the evolution of this law in addition to the fact that we’ve written such coverage for businesses of all types since 1950. By law businesses with four (4) or more employees (and […]


  • Inside Healthcare Reform’s Initial Numbers

    Inside Healthcare Reform’s Initial Numbers & Top 10 Healthcare Reform Misconceptions Now that the initial open enrollment period for the Affordable Care Act’s individual mandate has ended we can review the early numbers, consider what worked, what needs to be fixed and what’s next. There is an enormous amount of misinformation about the new law […]


  • Solution to 90 Day Waiting Period Concerns

    Solution to 90 Day Waiting Period Concerns (Final Rule Might Have A Creative Solution) One of the more popular waiting periods for medical insurance plans has long been “first of the month following a 90 day waiting (probationary) period”. In reality that common approach often can result in a new employee waiting a bit longer […]


  • New Federal Flood Law That Seeks to Raise Rates is Flawed

    New Federal Flood Law That Seeks to Raise Rates is Flawed Residents in Coastal states such as Florida that need and want flood insurance are about to get hurt by a new, poorly conceived, federal law known as the Biggert-Waters Flood Insurance Act of 2012. It is a law that will hurt consumers, lenders, the […]


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